/* === BUTTONS === */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 14px 28px;
  border-radius: 980px;
  font-size: 17px;
  font-weight: 500;
  cursor: pointer;
  transition: all var(--transition);
  border: none;
  text-decoration: none;
  line-height: 1;
}
.btn-sm { padding: 10px 20px; font-size: 15px; }
.btn-primary {
  background: var(--gradient-cta);
  color: white;
  box-shadow: 0 2px 12px rgba(0, 106, 212, 0.3);
}
.btn-primary:hover {
  transform: scale(1.04);
  color: white;
  box-shadow: 0 6px 24px rgba(0, 106, 212, 0.4);
  filter: brightness(1.1);
}
.btn-secondary {
  background: transparent;
  color: var(--accent-blue);
  border: 2px solid var(--accent-blue);
}
.btn-secondary:hover {
  background: var(--accent-blue);
  color: white;
  border-color: var(--accent-blue);
}
.btn:focus-visible {
  outline: 2px solid var(--accent-blue);
  outline-offset: 3px;
}

/* === CARDS === */
.card {
  background: var(--bg-elevated);
  border-radius: 16px;
  border: 1px solid var(--border-medium);
  overflow: hidden;
  transition: all var(--transition);
  box-shadow: 0 2px 12px rgba(0,0,0,0.08);
}
.card:hover {
  box-shadow: 0 8px 30px rgba(0,0,0,0.12);
  transform: translateY(-4px);
  border-color: var(--accent-blue);
}
.card:focus-visible {
  outline: 2px solid var(--accent-blue);
  outline-offset: 2px;
  box-shadow: 0 8px 30px rgba(0,0,0,0.12);
}

/* === WHY-BROKER CARDS === */
.why-broker-cards .card {
  padding: 32px;
}
.why-broker-cards .card .service-icon {
  width: 40px;
  height: 40px;
  margin-bottom: 16px;
}
.why-broker-cards .card .service-icon svg {
  width: 100%;
  height: 100%;
  stroke: var(--accent-blue);
  fill: none;
  stroke-width: 1.5;
  stroke-linecap: round;
  stroke-linejoin: round;
}
.why-broker-cards .card h3 {
  font-size: 18px;
  font-weight: 600;
  margin-bottom: 8px;
  color: var(--text-primary);
}
.why-broker-cards .card p {
  font-size: 15px;
  color: var(--text-secondary);
  line-height: 1.6;
}

/* === SERVICE CARDS === */
.service-card {
  background: var(--bg-elevated);
  border-radius: 16px;
  padding: 28px;
  color: var(--text-primary);
  min-width: 260px;
  flex-shrink: 0;
  cursor: grab;
  transition: all var(--transition);
  transform-style: preserve-3d;
  border: 1px solid var(--border-medium);
  box-shadow: 0 2px 12px rgba(0,0,0,0.08);
  position: relative;
  overflow: hidden;
}
.service-card:hover {
  box-shadow: 0 8px 30px rgba(0,0,0,0.12);
  transform: translateY(-4px);
  border-color: var(--accent-blue);
}
.service-card:active { cursor: grabbing; }
.service-card .service-icon {
  width: 48px;
  height: 48px;
  margin-bottom: 16px;
}
.service-card .service-icon svg {
  width: 100%;
  height: 100%;
  stroke: var(--accent-blue);
  fill: none;
  stroke-width: 1.5;
  stroke-linecap: round;
  stroke-linejoin: round;
}
.service-card h3 {
  font-size: 18px;
  font-weight: 600;
  margin-bottom: 8px;
  color: var(--text-primary);
}
.service-card p {
  font-size: 15px;
  color: var(--text-secondary);
  line-height: 1.5;
}
.service-card a,
.service-card-link {
  color: inherit;
  text-decoration: none;
  display: block;
}

/* === FORM COMPONENTS === */
.form-group { margin-bottom: 16px; }
.form-group label {
  display: block;
  font-size: 14px;
  font-weight: 500;
  margin-bottom: 6px;
  color: var(--text-primary);
}
.form-input,
.form-select,
.form-textarea {
  width: 100%;
  padding: 12px 16px;
  border: 1px solid var(--border-medium);
  border-radius: 8px;
  font-size: 16px;
  font-family: var(--font-family);
  transition: border-color var(--transition);
  background: var(--bg-elevated);
  color: var(--text-primary);
}
.form-input:focus,
.form-select:focus,
.form-textarea:focus {
  outline: none;
  border-color: var(--accent-blue);
  box-shadow: 0 0 0 3px rgba(0, 106, 212, 0.1);
}
/* Restores outline for keyboard users — must appear after :focus which removes outline for mouse clicks */
.form-input:focus-visible,
.form-select:focus-visible,
.form-textarea:focus-visible {
  outline: 2px solid var(--accent-blue);
  outline-offset: -1px;
}
.form-textarea { min-height: 100px; resize: vertical; }
.form-consent {
  display: flex;
  align-items: flex-start;
  gap: 8px;
  font-size: 13px;
  color: var(--text-secondary);
}
.form-consent input[type="checkbox"] { margin-top: 2px; }
.form-error {
  padding: 12px 16px;
  background: rgba(198, 40, 40, 0.06);
  border: 1px solid rgba(198, 40, 40, 0.2);
  border-radius: 8px;
  color: var(--color-error);
  font-size: 14px;
  margin-bottom: 16px;
}
.field-error {
  display: block;
  font-size: 13px;
  color: var(--color-error);
  margin-top: 4px;
  min-height: 18px;
}
.form-input--error {
  border-color: var(--color-error);
}
.form-input--error:focus {
  box-shadow: 0 0 0 3px rgba(198, 40, 40, 0.1);
}

/* === CHECKBOX GROUP === */
.form-legend {
  display: block;
  font-size: 14px;
  font-weight: 500;
  margin-bottom: 10px;
  color: var(--text-primary);
}
.checkbox-group {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
}
.checkbox-group-label {
  display: block;
  font-size: 12px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.04em;
  color: var(--text-muted);
  margin-bottom: 8px;
}
.checkbox-item {
  display: flex;
  align-items: center;
  gap: 8px;
  padding: 6px 0;
  font-size: 14px;
  color: var(--text-primary);
  cursor: pointer;
}
.checkbox-item input[type="checkbox"] {
  width: 16px;
  height: 16px;
  accent-color: var(--accent-blue);
  cursor: pointer;
}

/* === CREDENTIAL BADGES === */
.credential-badge {
  display: inline-block;
  padding: 6px 14px;
  background: var(--bg-accent);
  border: 1px solid var(--border-subtle);
  border-radius: 6px;
  font-size: 13px;
  font-weight: 600;
  color: var(--text-primary);
  margin: 4px;
  cursor: help;
  transition: all var(--transition);
}
.credential-badge:hover {
  background: var(--accent-blue);
  color: white;
  border-color: var(--accent-blue);
}

/* === FAQ ACCORDION === */
.faq-item { border-bottom: 1px solid var(--border-medium); }
.faq-question {
  display: flex;
  justify-content: space-between;
  align-items: center;
  width: 100%;
  padding: 20px 0;
  background: none;
  border: none;
  font-size: 17px;
  font-weight: 500;
  text-align: left;
  cursor: pointer;
  color: var(--text-primary);
  font-family: var(--font-family);
}
.faq-question::after {
  content: '+';
  font-size: 24px;
  color: var(--accent-blue);
  transition: transform var(--transition);
}
.faq-item.active .faq-question::after { transform: rotate(45deg); }
.faq-question:focus-visible {
  outline: 2px solid var(--accent-blue);
  outline-offset: -2px;
  border-radius: 4px;
}
.faq-answer {
  overflow: hidden;
  height: 0;
}
.faq-answer-inner {
  padding: 0 0 20px;
  color: var(--text-secondary);
  line-height: 1.6;
}

/* === PARTNER LOGOS === */
.partner-logo {
  height: 40px;
  width: auto;
  opacity: 0.7;
  transition: opacity var(--transition);
  filter: grayscale(30%);
}
.partner-logo:hover {
  opacity: 1;
  filter: grayscale(0%);
}

/* === STATS BAR === */
.stats-bar {
  border-top: 1px solid var(--border-subtle);
  border-bottom: 1px solid var(--border-subtle);
}
.stat-item { text-align: center; }
.stat-value {
  font-size: clamp(32px, 5vw, 48px);
  font-weight: 700;
  color: var(--accent-blue);
  line-height: 1;
}
.stat-label {
  font-size: 15px;
  font-weight: 500;
  color: var(--text-secondary);
  margin-top: 8px;
  text-transform: uppercase;
  letter-spacing: 0.03em;
}